Products and services may vary by state and are not available in all states. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. HSI is an affiliate of HSBC Bank USA, N.A. In California, HSI conducts insurance business as HSBC Securities Insurance Services. Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc.